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Banks like SBI, IDBI Bank, Indian Bank, HDFC Bank, and Punjab & Sind Bank are offering special FD schemes with interest rates up to 8.05% for super senior citizens. Invest before March 31, 2025.
Senior Citizens FDs are exclusively for individuals aged 60 and above.
Banks are now offering special fixed deposit (FD) schemes with interest rates of up to 8.05% for super senior citizens. These limited-time FDs provide better returns compared to traditional fixed deposits, making them an excellent option for investors looking to enhance their savings.
Leading banks like SBI, IDBI Bank, Indian Bank, HDFC Bank, and Punjab & Sind Bank have launched special FD schemes with competitive interest rates. These schemes cater to various categories of investors including general investors, senior citizens, and super senior citizens, with interest rates varying based on tenure and investor category.
Invest Before March 31, 2025 To Avail High Interest
To benefit from these attractive FD rates, investors should consider locking in their deposits before March 31, 2025. Here’s a closer look at the special FD schemes from different banks:
SBI Amrit Vrishti
SBI’s Amrit Vrishti offers a special 444-day tenor plan with an interest rate of 7.25% for general citizens and 7.75% for senior citizens. This scheme is available until March 31, 2025.
SBI Amrit Kalash The Amrit Kalash scheme has a 400-day tenor with an interest rate of 7.10% for general citizens and 7.60% for senior citizens. This offer is valid until March 31, 2025.
IDBI Bank Utsav Callable FD
IDBI Bank’s Utsav Callable FD features varying interest rates based on the maturity period. Investors can avail this scheme until March 31, 2025.
Indian Bank Special FDs
Indian Bank IND Supreme and IND Super FDs Indian Bank offers the IND Supreme 300 Days and IND Super 400 Days schemes, providing interest rates of up to 8.05% for super senior citizens. The last date to invest is March 31, 2025.
HDFC Bank Special FD
HDFC Bank’s special edition FD offers a higher interest rate for a 35-month tenure. Regular investors earn an annual interest rate of 7.35%, while senior citizens receive a slightly higher rate of 7.85%. This scheme is available until March 31, 2025.
Punjab & Sind Bank Special FD
Punjab & Sind Bank provides attractive interest rates for various tenures. For a 333-day tenure, the rate is 7.20%; for 444 days, it is 7.30%; for 555 days, it is 7.45%; for 777 days, it is 7.20%; and for 999 days, it is 6.65%. Senior citizens receive an additional 0.50% interest rate, and the scheme is valid until March 31, 2025.
Consider these special FD schemes to maximize your returns and secure your investments before the deadline.
