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The Indian government has kept the interest rates on several savings schemes unchanged for the April-June quarter. More updates shortly.
Small Savings Scheme
The interest rates for various Small Savings Schemes for the first quarter of FY 2025-26 (from 1st April, 2025 to 30th June, 2025) will remain unchanged from the rates notified for the fourth quarter of FY 2024-25 (1st January, 2025 to 31st March, 2025), according to a finance ministry notification.
Sukanya Samriddhi Scheme Deposits under the Sukanya Samriddhi scheme will continue to attract an interest rate of 8.2%.
Three-Year Term Deposit The interest rate on a three-year term deposit remains at 7.1%.
Public Provident Fund (PPF) and Post Office Savings Deposit The interest rates for Public Provident Fund (PPF) and post office savings deposit schemes will remain unchanged at 7.1% and 4%, respectively.
Kisan Vikas Patra The interest rate on the Kisan Vikas Patra will be 7.5%, with investments maturing in 115 months.
National Savings Certificate (NSC) The National Savings Certificate (NSC) will attract an interest rate of 7.7% for the April-June 2025 period.
Monthly Income Scheme
The Monthly Income Scheme will earn an interest rate of 7.4% for investors.
Previous Changes The government last revised some schemes’ rates for the fourth quarter of 2023-2024. Interest rates on small savings schemes are notified by the government every quarter.
The central government is mandated to review and set interest rates for small savings schemes every quarter. Interest rates on post office schemes are determined based on the methodology suggested by the Shyamala Gopinath Committee.
